Damages should be paid for by the party who caused your accident. A minimum amount of insurance is required of all Colorado drivers. If the at-fault driver lacks the required insurance, what kind of consequences does that have? Do you know whether you will receive the amount of compensation necessary to fully recover? Do you need a lawyer to represent you? In Colorado, you have a Denver motorcycle accident attorney.
The number of rear-end accidents in Denver alone will increase this year to about 5,000. Having inadequate insurance coverage may result in having to pay for damages to your car, medical care, and someone else's car because of a sudden accident.
Insurance requirements for motorcycles
Colorado requires registration and insurance for all two- and three-wheel motor vehicles, just like four-wheeled automobiles. Motorcycles, motorized bicycles, scooters, as well as any other engine-powered vehicle with three wheels or less (except for farm tractors) are included in this category.
As with automobiles, motorcycles in Colorado require an insurance policy that covers 25/50 and provides $15,000 in property damage coverage. For the first time in your driving career, you can get suspended for failing to carry insurance in the event of a motorcycle accident.
Why must motorists be uninsured?
A sudden accident without uninsured motorist coverage can be financially and personally devastating. Insufficient insurance coverage is a problem for too many drivers. You may not even get enough compensation for a car accident if the other driver has insurance. In the event of no insurance, your basic liability policy doesn't cover you. It is impossible to be protected financially and personally after an accident without uninsured motorist coverage.
A COLORADO MOTORIST IS RESPONSIBLE FOR INSURANCE OF UNINSURED MOTORISTS?
The state of Colorado does not require accidents involving uninsured motorists to be covered. Anyone who purchases car insurance must have uninsured motorist coverage. Uninsured motorist coverage is optional, however, and the decision rests with the driver. Insurance for uninsured drivers is always a wise decision. A person responsible for an accident, who isn't insured won't be liable for your losses.
You should speak to a Denver motorcycle accident attorney who specializes in car accidents if you are involved in a collision with an uninsured or underinsured driver.
For a free consultation about your claim, contact our Denver motorcycle accident attorney if you've been in an accident. Compensation may be due to you. An aggressive legal strategy is crucial for successfully pursuing uninsured motorist claims. There is much work involved in uninsured motorist claims, but our attorneys are experienced in helping clients like you.
